Federal Insurance Programs That Cover Non-Medical Home Care in Houston

At Prolific Life Home Care Solutions, we know navigating insurance is one of the hardest parts of arranging care for your loved ones. That’s why we’re proud to work with several federal insurance programs that help families access the non-medical supportive care they need.

As a mother-daughter team in Houston, we don’t provide medical or nursing services—but we do provide the daily living support these programs often approve: things like help with bathing, grooming, meal preparation, companionship, mobility, errands, and light housekeeping.

Here’s how each program works for families in Houston, Humble, Spring, The Woodlands, and Klein.

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DEEOIC (Energy Workers’ Compensation)

The Division of Energy Employees Occupational Illness Compensation (DEEOIC) helps former energy workers who became ill from workplace exposures.

• Provides funding for in-home assistance with daily living tasks.

• Coverage may include personal care, meal support, and mobility help when approved.

• Families complete forms (like EE-17A) to request home care authorization.

👉 At Prolific Life, we guide families through the paperwork so approved services start quickly.

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TRICARE (Military Families)

TRICARE provides health coverage for active duty members, retirees, and their families. While TRICARE includes skilled nursing and therapy under some plans, it also supports non-medical home care services when prescribed by a physician.

• Covers personal care and support at home for those recovering or living with disabilities.

• Families may qualify under the ECHO program (Extended Care Health Option), which expands benefits for children or dependents with special needs.

👉 Prolific Life focuses on the non-medical caregiving side—helping with the daily routines that support recovery and independence.

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DFEC (Federal Employees’ Compensation)

The Division of Federal Employees’ Compensation (DFEC) assists injured or ill federal workers.

• Coverage can include non-medical in-home support following an injury or illness.

• Services may be approved through the OWCP portal once medical eligibility is established.

👉 We provide the daily living care—like bathing, dressing, and meal prep—that helps federal employees safely recover at home.

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DCMWC (Coal Mine Workers’ Compensation)

The Division of Coal Mine Workers’ Compensation (DCMWC)—known as the Black Lung Benefits Program—supports miners diagnosed with black lung disease.

• Benefits can include personal care assistance at home to make daily life manageable.

• Services often include help with mobility, meals, hygiene, and general household support.

👉 Prolific Life provides the non-medical caregiving portion so miners can remain safe and comfortable at home.

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Why This Matters for Houston Families

Many people don’t realize that federal insurance covers more than just medical care—it can also pay for the day-to-day caregiving services families rely on most.

That’s where we come in. As a family-owned agency, we make sure our Houston clients can access the personal care support they qualify for—without being buried in red tape.

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Let Our Family Help Yours

If you or a loved one may qualify for DEEOIC, TRICARE, DFEC, or DCMWC benefits, we’d love to help. At Prolific Life, we’ll walk with you through the paperwork, authorizations, and approvals—so you can focus on family, not forms.

👉 Visit Prolific Life Home Care Solutions today to learn more.